Simpanan vs Pelaburan

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Salah satu cara kau nak jadi tenang dan berani untuk mula melabur dan uruskan kewangan adalah dengan wujudkan dana kecemasan sama dengan 6 bulan gaji kau.

Maksudnya kalau kau bergaji RM2,000 kau kena ada simpanan kecemasan RM12,000. Kalau kau bergaji RM3,000 kau kena ada simpanan kecemasan RM18,000.

Lagi satu, nak melabur jangan berhutang dengan kawan, keluarga atau personal loan. Melabur belum tentu untung, tapi hutang itu sudah pasti ada untuk kau bayar.

#AIATakaful
#AIAAznilAzmi
#KongsiKongsiAIA
#1hari1ilmu

Credit : Harith Faisal


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